Chapter 17 -  What You Need To Know About Real Estate & Terrorism Risk

Chapter 18 -  Solutions To New Regulatory Burdens and Risks
Case Study # 10 Inadequate Due Diligence
Case Study # 11  Be Careful When Banking Offshore
Case Study # 12  The Snitch Factor

Section Five - How To Build Safe Protected Wealth

Chapter 19 - New & Enhanced Post 9/11 Wealth Planning & Protection Techniques

Chapter 20 - How To Choose an Investment Or Wealth Planning Advisor 

Chapter 21 - The Swiss Inner Circle

Chapter 22 - Other Global Consultants, Publications & Organizations 

Section Six - You’ve Protected Your Wealth Now Restore Your Liberty 
 
Chapter 23 -  Back To The Articles: Restoring the Republic With the Swiss Confederation Institute     

Chapter 24 – FreedomFest: Where Free Minds Meet  

Chapter 25- Don't Delay: Start Today To Preserve Your Wealth & Liberty  

Chapter 26 - Are You Willing To Pay the High Price For Freedom?  

Case Studies  

Resource Guide  

About the Author  

 

Real Estate Presented By Ronald Holland A Broker/Realtor with Wolf's Crossing Realty. Your mountain home & lot expert for the Wolf Laurel, Preserve & Wolf Ridge Resort areas. Toll Free: (888) 541-1738 Office: (828) 689-5058 Fax: (828) 337-9571 Email Agent  Other Realtor.com Listings Visit Website

THE SWISS Preserve SOLUTION
How To Preserve What Is Yours!  Ron Holland's politically incorrect guide to defending your wealth & liberty
from internal and external threats in our new 21st Century.

 

Chapter 15 - Why You Should Globally Diversify Your Wealth

Talking Points: Diversification is an important financial principle designed to reduce risk and enhance investment profits. Due to the growing threats to the financial security of American citizens, global diversification is imperative for wealth planning and preservation.

Always Hedge Your Investment Risks

       Prudent investors should always hedge their risks. Just as a broad based portfolio managed by an investment advisor, or an individual mutual fund for example, diversifies a portfolio far better than a few individual stocks, the same can be said for country and currency diversification. For Americans, terrorism and the end of the dollar's role as the international reserve currency adds additional reasons for global diversification outside of the US dollar and American equity and bond markets.

       Putting all of your investment eggs in one basket is foolish and dangerous. Take for instance the dot.com and technology stock investors of the late 1990's where the lack of diversification destroyed most, if not all, of the many portfolios over-weighted in technology and internet related stocks.

American Investors, Take Notice!

       Global diversification is important for all investors but it is particularly sensible for US residents. Although America has the largest investment market in the world, there are far more investment opportunities internationally.  Also, the US financial services industry has, with the cooperation of regulators, built a financial iron curtain around America.  This boundary makes it illegal for a US investment broker to even discuss the more than 50,000 offshore mutual funds not registered for sale in the United States. Contrary to popular belief, it is not illegal for American investors to buy these funds or other offshore securities, but they can not be promoted or sold within the United States. Here, as in most cases, you will learn in this book, most regulations and government financial bureaucracies do not exist to protect the consumer or investor. Instead, their real job is to protect the Wall Street financial industry.

       Assets held legally overseas, even with full disclosure and reporting, can also be protected more effectively from unfair claims in your home jurisdiction. If you live in America, you well understand the collapse of confidence in the US legal system. It has been transformed from a respected legal institution that formerly protected property rights, into a lawsuit mania where more than 50,000 lawsuits are being filed each and every week.

       Switzerland and other safe haven jurisdictions have legal systems you can still trust and respect. This, combined with the asset protection accorded Swiss insurance products under the laws of Switzerland can protect your wealth from most frivolous lawsuits.  Since the US legal system is totally under the control of the trial lawyers, there is little chance the abuses will be corrected.  Therefore, the best situation is to get a percentage of your assets out from under the American legal system and safely protected offshore where legal systems and courts still protect the innocent and property rights.

       The corruption in the American legal system is nothing compared to the outrageous civil forfeiture situation of unwarranted asset seizures now taking place in the US. Did you know that if your teenager is arrested for driving under the influence, or with a joint or two of marijuana, that your automobile could be seized by authorities? If you have just sold an automobile for a small cash amount of $5,000 and you are caught in a traffic control situation etc. and they find the cash, they can confiscate it on the spot. Now with the Patriot Act, most wealth protections have been thrown out the window due to the War on Terror, and you do not have to be accused or even convicted of a crime to have your property seized. 

All American Assets & Wealth Are At Risk

       Why these excesses by local and state jurisdictions? As always, follow the money trail. More and more police departments and other government institutions re now subsidizing their revenues from fines and taxes by confiscating property supposedly used in crimes. The horror stories here are legion if you care to Google them out.

       One of the newest but most serious threats to wealth in America is the relatively new terrorist threat to the American markets and financial infrastructure. This book covers this growing threat in great detail because we feel it is under reported.  We also feel that few protections exist to defend investors in US stock and bond markets from financial disruptions and market closures as occurred after the 9/11 attacks. Global diversification in jurisdictions that are not at war with Islamic terrorists have little risk of terrorist attack and are likely to remain open when US markets are closed for days, weeks, or even months following a future attack.

       Sophisticated American investors are now quietly building "global nest eggs" (safety reserves) outside the risky US markets while they still can. This is one of our strongest recommendations for US investors: Build an asset protected nest egg of liquidity outside the US dollar and investment markets before it is too late. You have already read several case studies on what might happen to your wealth and existing financial freedoms in the event of another terrorist attack.  I urge you to pay specific attention to these examples and prepare accordingly because afterwards it will be too late.

Global Diversification Is Convenient & Easy

       You also do not have to be super-rich to diversify globally. Part of the misinformation campaign by the US financial services industry often gives the impression that only multi-millionaires can invest globally offshore. In fact, investors with as little as $50,000 can take advantage of many offshore opportunities to diversify and build real asset protection for their wealth and investment portfolio.

       You need a good offshore plan and advice because there are many more financial con-artists and charlatans offshore than inside the US financial services industry at home.  While the US industry uses regulations to strangle your access to offshore investments, many of these regulations do serve to protect American investors at home from high-pressure salesmen and unscrupulous promoters. In the US, there is often recourse if you are ripped off while in many questionable offshore jurisdictions there is none. This is why we discuss risky havens and the importance of investing offshore in jurisdictions with respected legal protections and a highly regulated financial services industry. Remember that regulations and government institutions were historically established to be your friend and a defender rather than your enemy. Unlike in the United States, there are still many jurisdictions where the rule of law and regulations continue to exist and safely protect investors, while not destroying financial privacy and freedoms.

An Organization That Works For You

       You do not have to deal in the offshore world alone! In the next few chapters you will learn more about The Swiss Inner Circle and other organizations and specialists that can help you with access to experts on offshore planning and provide a respected and secure offshore base.  They will constantly monitor nations, jurisdictions, products, services, and individual and corporate contacts by the due diligence team and feedback from the membership.  The Swiss Inner Circle is based in and managed totally from Switzerland, which offers the ideal platform and preferred government jurisdiction for this purpose. Most of us can not become a citizen of Switzerland, but the next best thing is to become a member of the Swiss Inner Circle so that you and your wealth can benefit from the protections, investment opportunities, and security of the Swiss political and legal systems, with their respected banking and financial service providers.

       The Swiss Inner Circle values the importance of personal prosperity, profits and wealth preservation through diversified global investing especially for members with their assets at risk in jurisdictions where politicians, special interests and the legal system can plunder wealth, property and liberties at will. In a world of terrorism, a clash of civilizations in the Middle East, the falling dollar, bloated trade deficits and ballooning government debt, they affirm the absolute requirement for global investment diversification, free markets and free people everywhere.

Do You Feel Alone In Making Your Financial Decisions?

       There are many topics that usually should not be discussed with your extended family and friends and among these are financial decisions, international investing and asset protection. Few in most families can agree on financial decisions and especially in the US, the topic of global investing is often met with embarrassed silence, a strange look and an immediate attempt to change the conversation.

       Many unaware and unsophisticated Americans are frightened of global investing as they don't understand the concept of international diversification to reduce portfolio risk and increase the potential for profits. Some out of ignorance and the propaganda of Wall Street even consider investing outside the United States as unpatriotic and as a Red Flag that you have something to hide. This is a serious concern in these frightening post 9/11 years where American financial confidentiality and investment freedom were destroyed in the immediate aftermath of the terrorist attack. The subject of asset protection is also misunderstood in the US as most Americans have no idea of what has happened to the US legal system and formerly respected institutions and regulations that in the past protected property rights and wealth from unwarranted  lawsuit and seizure.

       You'll meet new friends and associates in the SIC who understand your concerns and reasons for joining and participating in the Swiss Inner Circle. Although your financial decisions and choices should not be discussed with members etc. just knowing there are friends who share concerns and interests will help make your transition to global financial security far easier.

What Do We Have For Dinner?

       I love the joke describing democracy as when three wolves and a sheep sit down to vote on what to have for dinner. Do you feel like the lone sheep when dealing with your stockbroker or financial advisor? Does all the advice and suggestions feel self-serving to them rather than for your benefit as you are after all the client. When you dare to ask about asset protection or offshore investing, what kind of response do you receive? Do you want more than just a commission driven response from your trusted investment advisors?

       The Swiss Inner Circle is an organization where the hungry wolves are kept out and where vetted professional economic, financial and investment experts are available to help and consult with fellow members of The Circle all under the watchful eye of the Board of Directors. Although they are happy for members to benefit as well as the financial professionals but the ultimate goal of the organization is not to serve as a sales or marketing platform for investment professionals. Their mission is to provide information, friendship, education and fun for like minded people who share your values and interests along with the opportunity to benefit from the best global financial professionals and institutions in Switzerland and around the world. 

You Need A Plan & Good Advice

       Almost all sophisticated investors around the world invest globally but the number in the US taking advantage of global opportunities and risk diversification drops dramatically with a decrease in levels of education and net worth. One reason is historically the dollar was strong and our investment markets often led the world in capitalization and performance but this hasn't been the case now for decades. Investing in the closed environment of the dollar and US markets certainly worked for earlier generations but sadly it doesn't work today for most sophisticated investors.

       The dollar has gone from the leading world reserve currency to a weak currency constantly undermined by government policies, exploding federal trade and budget deficits and an economy increasingly unable to compete in the world economy. American jobs are being exported, manufacturing is declining and lower level employment is being taken over by illegal immigrants while American pay scales fall from reasonable to barely minimum wage levels as old style manufacturing jobs are replaced by low paid, service jobs at Target and Wal-Mart.

       American citizens must realize that their homes, real estate investments, savings and portfolios are all overly concentrated in the US dollar and American investment markets. Prudence dictates  global diversification outside the US due to the growing number of financial, economic and foreign affairs challenges facing the American people. The problem, is where do American investors receive competent, specialized advice about global investing? One thing is for sure, the advice and sophistication will not come from your local banker, stockbroker or financial advisor. They are not trained in global diversification simply because their financial institutions want to keep all the business inside the US for themselves. 

Going Global Is Not Complicated When You Have Help

       The rest of the world is decades ahead of American investors and most US institutions in global investing because their national markets and financial services historically have not had the wide diversity of  the big American markets. While American investors can easily invest in foreign equities and bonds through mutual funds and US variable annuity portfolios, these funds are often hedged to remove most of the currency play for the underlying investments. Hence there is equity or bond diversification but no benefit from currency diversification in investments outside the dollar.

       Two other disadvantages of this type of investment in addition to the loss of a currency hedge against the dollar is the lack of asset protection and the risk of US mutual fund managers now being able to freeze your mutual fund account in the event of a serious financial crisis. This was originally reported on in the Second Quarter, Mountain Vision Newsletter published by BFI-Consulting in Switzerland.

The Swiss Inner Circle Helps You To Help Yourself

       I'm sure many of you have learned from experience that it pays to keep a watchful eye on your investment, financial and tax advisors because no expert will look after your best interests as closely as you should for yourself. While handholding and micro-managing competent professionals can certainly be counter productive, The Swiss Inner Circle or your offshore advisor should monitor help you monitor your team of experts and their services.

You May Need A Global Representative In Many Financial Situations

       The sad truth is many of the world's top foreign banks, insurance companies and financial firms have made the decision to stay out of the regulatory quagmire of dealing with clients inside the United States. Today the citizens of most other countries have far more open access to global financial services than do American investors due to the actions of the Washington regulatory authorities.  With your membership in The Swiss Inner Circle comes the opportunity to benefit from the clubs location and headquarters inside Switzerland, the freest nation and most open financial jurisdiction in the entire world. As your global representative, the SIC can request and receive product and service information long denied many Americans located behind the American Financial Iron Curtain designed to limit your investment alternatives and protect the US financial industry.

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